Completed loan application
Your Social Security Number
Current pay stubs or, if self employed, your tax returns for the past two years
Bank statements for the last two months – all accounts, all pages
Investment account statements for the past two months
Life insurance policy
Retirement account statements for the past two months
Make and model of vehicles you own and their resale value
Credit card account information
Auto loan account information
Personal loan account information
Thou shalt not change jobs, become self-employed or quit your job.
Thou shalt not buy a car, truck or van (or you may be living in it!)
Thou shalt not use credit cards excessively or let current accounts fall behind.
Thou shalt not spend money you have set aside for closing.
Thou shalt not omit debts or liabilities from your loan application.
Thou shalt not buy furniture.
Thou shalt not originate any inquiries into your credit.
Thou shalt not make large cash deposits without checking with your loan officer.
Thou shalt not change bank accounts.
Thou shalt no co-sign a loan for anyone.
