The Following Information Is Usually Required During The Loan Process:

• Completed loan application

• Your Social Security Number

• Current pay stubs or, if self employed, your tax returns for the past two years

• Bank statements for the last two months – all accounts, all pages

• Investment account statements for the past two months

• Life insurance policy

• Retirement account statements for the past two months

• Make and model of vehicles you own and their resale value

• Credit card account information

• Auto loan account information

• Personal loan account information

If You Currently Own Real Estate:

• Mortgage account information

• Home insurance policy information

• Home equity account information (if applicable)

The Ten Commandments Of Buying A Home

• Thou shalt not change jobs, become self-employed or quit your job.

• Thou shalt not buy a car, truck or van (or you may be living in it!)

• Thou shalt not use credit cards excessively or let current accounts fall behind.

• Thou shalt not spend money you have set aside for closing.

• Thou shalt not omit debts or liabilities from your loan application.

• Thou shalt not buy furniture.

• Thou shalt not originate any inquiries into your credit.

• Thou shalt not make large cash deposits without checking with your loan officer.

• Thou shalt not change bank accounts.

• Thou shalt no co-sign a loan for anyone.

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