Mortgage Checklist


The Following Information Is Usually Required During The Loan Process:

  • Completed loan application
  • Your Social Security Number
  • Current pay stubs or, if self employed, your tax returns for the past two years
  • Bank statements for the last two months – all accounts, all pages
  • Investment account statements for the past two months
  • Life insurance policy
  • Retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information
  • If You Currently Own Real Estate:
  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
  • The Ten Commandments Of Buying A Home
  • Thou shalt not change jobs, become self-employed or quit your job.
  • Thou shalt not buy a car, truck or van (or you may be living in it!)
  • Thou shalt not use credit cards excessively or let current accounts fall behind.
  • Thou shalt not spend money you have set aside for closing.
  • Thou shalt not omit debts or liabilities from your loan application.
  • Thou shalt not buy furniture.
  • Thou shalt not originate any inquiries into your credit.
  • Thou shalt not make large cash deposits without checking with your loan officer.
  • Thou shalt not change bank accounts.
  • Thou shalt no co-sign a loan for anyone.

Contact Judy