The Following Information Is Usually Required During The Loan Process:

• Completed loan application
• Your Social Security Number
• Current pay stubs or, if self employed, your tax returns for the past two years
• Bank statements for the last two months – all accounts, all pages
• Investment account statements for the past two months
• Life insurance policy
• Retirement account statements for the past two months
• Make and model of vehicles you own and their resale value
• Credit card account information
• Auto loan account information
• Personal loan account information
• If You Currently Own Real Estate:
• Mortgage account information
• Home insurance policy information
• Home equity account information (if applicable)
• The Ten Commandments Of Buying A Home
• Thou shalt not change jobs, become self-employed or quit your job.
• Thou shalt not buy a car, truck or van (or you may be living in it!)
• Thou shalt not use credit cards excessively or let current accounts fall behind.
• Thou shalt not spend money you have set aside for closing.
• Thou shalt not omit debts or liabilities from your loan application.
• Thou shalt not buy furniture.
• Thou shalt not originate any inquiries into your credit.
• Thou shalt not make large cash deposits without checking with your loan officer.
• Thou shalt not change bank accounts.
• Thou shalt no co-sign a loan for anyone.

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