Homestead Information


Definition: House, Condominium, Townhouse, Permanently installed mobile home

Urban

The homestead of a family or a single, adult person, not otherwise entitled to a homestead shall consist of not more than TEN ACRES of land which may be in one or more contiguous lots, together with any improvements thereon.

Rural

For a family – not more than 200 acres which may be in one or more parcels, with the improvements thereon. For a single adult person – not otherwise entitled to a homestead, not more than 100 acres, which may be in one or more parcels, with the improvements thereon.

If a homestead is considered to be rural

At the time of designation, the property is not served by municipal utilities and fire and police protection.

Purpose

The Texas Homestead Law was created for the primary purpose of securing for a family or a single adult person, not otherwise entitled to a homestead, a place for a home, shelter and the earning of a livelihood from the claims of all creditors EXCEPT THE HOLDERS OF LIENS FOR PURCHASE MONEY, TAXES AND HOME IMPROVEMENT LOANS. No other liens are valid including payments for Federal taxes, owelty liens, home equity loans and Reverse mortgages.