After Closing Checklist
- You will receive from the County Clerk’s office the original recorded Warranty Deed that transferred title of the property to you. Store this document in safekeeping, as you may need it in the future for reference purposes. (NOTE: a deed is not like a car title – you do not need the original to the property. Once the deed is recorded, your title is of public record with the County Clerk)
- You will receive from the Title Company an Owner Policy of Title Insurance. This document should also be stored in safekeeping with your other important papers. Always verify names and legal description on the policy prior to storing.
- You will receive a coupon book or other instructions about making your monthly loan payments from your lender. If you do not receive the coupon book or instructions in time to make your first payment, call your lender to assist you.
- Make certain to file your homestead exemption with the various taxing authorities that collect taxes on your property. You must be the owner of the property on January 1st to file for this exemption or other exemptions you may qualify for and can do so anytime between January 1st and April 30th.
- If your property taxes are being escrowed/impounded by your mortgage company, forward any tax notices you may receive in the mail to your lender so they can pay the taxes in a timely manner.
- It is the taxpayer’s responsibility to be certain the property is rendered in the taxpayer’s name for the upcoming tax year – contact the County Appraisal District for assistance in making certain this is done.
On Moving Day, Don’t Forget